Animal Crossing New Horizons Golden Hole Or Shiny Spot: How To Grow A Money Tree

Animal Crossing New Horizons Glowing Hole Screenshot

As you start to relax into your peaceful island existence in Animal Crossing: New Horizons, you will soon notice a golden hole or shiny spot.

Just like the Fossils that you can recover, you will need a Shovel to dig these up. This glowing spot actually contains 1,000 Bells, which, along with your other Bells, you can use to grow a Money Tree.

How To Grow Money Trees In Animal Crossing: New Horizons

Growing a Money Tree in Animal Crossing: New Horizons can be a lucrative way to earn more Bells. Once they have fully grown, rather than provide you with fruit they will produce three money bags that contain even more Bells for you to spend.

You can plant the 1,000 Bells that you dig up from a glowing spot, or choose to bury even more of your money. As once it has fully grown, from our experiments the Money Tree will triple whatever your bury.

That means that if you bury 5,000 Bells, for example, you will be rewarded with 15,000 Bells in a few days time. At this point, chatter online believes that 10,000 Bells is the limit to what you can bury to create a Money Tree, meaning that 30,000 Bells is the maximum that you would be able to receive from one.

It’s worth mentioning that this is a one-time reward. Once your Money Tree has grown and you have shaken the Bells from its branches, it will become an ordinary tree and won’t produce any more. That being said, you’re more than welcome to keep planting more Money Trees over and over – just know that you can only claim Bells from each one of them once.

Animal Crossing: New Horizons is now available exclusively for Nintendo Switch worldwide.

Alex Seedhouse
After starting out with a Yellow Game Boy and a copy of Donkey Kong Land, Alex once hid in his room to play The Legend of Zelda: Ocarina of Time one Christmas. Now he shares his thoughts on Nintendo Insider, keeping track of everything to do with Nintendo.
Do NOT follow this link or you will be banned from the site!